Most businesses accepting M-Pesa have a Paybill or Till number, but reconciliation — matching each incoming payment to the right invoice or sale — is still done by staff scrolling through SMS confirmations. That does not scale past a handful of transactions a day.
What a real integration does
Riset's M-Pesa integration posts confirmed payments directly against the matching invoice or sale in real time via the Daraja API, so reconciliation happens automatically instead of at month end.
Where this matters most
Businesses with high transaction volume — retail chains, SACCOs, and school fee collection — see the biggest time savings, since manual reconciliation there can otherwise consume a full staff role.